It doesn't pay to open your mail. If I hadn't, I would never have read about the changes slated for my chequeing account at the CIBC. And really, it's the last straw. It irks me to no end that banks make billions of dollars yet they are always nickel and diming you for everything! This time they upped the min balance to $1500 in order to avoid bank fees and added a 2.5% admin fee on money withdrawn outside of the country. I strongly dislike them and am ready to divorce myself, which is going to be a messy situation. They have thrown me into the arms of a new lover, PC Financial.